Question by : My spouse passed away. I had to claim bankruptcy (Chap 7) and the mortgage loans had been discharged. Does the?
loans were discharged. Do the mortgage holders have to foreclose? It is more than 3 years now and they nonetheless keep sending me “letters”. 1 debt collector is asking for my SS as they say they require it for their tax filings. Is that true? No 1 is in the residence.

Finest answer:

Answer by ?
never give out your SSN.

You can’t force them to foreclose. If you nevertheless personal, you might want to make certain the property taxes are paid….

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Question by van: I’m three month behind on my mortgage. I attempt to refinance but my credit is bad. What can I do?
I attempt the gov. strategy to aid trouble residence owners but they told me they couldn’t because it’s a conventinal loan. I did not know that only FHA loan . My exhusband helps me but nonetheless not adequate.
What can I do.

Greatest answer:

Answer by Dave M
You may possibly have little option other than to sell to keep away from foreclosure.

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Question by Mr Yankee: Can a mortgage broker charge a fee for a mortgage they couldn’t fund? application fees, etc?
We started working with a broker, had an appraisal performed, submitted all required information. After a few weeks we finally received a gfe, the brokers fees were too high and we have taken our business elsewhere. Can he charge us for tasks he has performed?
we didn’t sign an application, we signed a form allowing them to check our assets

Best answer:

Answer by acermill
Of course he can. Read the application form you signed. Undoubtedly it contains language indicating that you will be responsible for certain costs, whether or not the mortgage funded or was completed.

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Question by : negative credit loans that doesn’t need to have 3% down and not a payday loan or mortgage loan?

Best answer:

Answer by fred j
wishful thinking

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Question by pitkorfam: what occurs if major residence loan signer files bankruptcy, the cosigner is not married to her,not together now
our son & fiancee bought a house 2y ago-she left him,with the residence-difficult for him to make pymts,three mo ago he moved out due to she told him she was promoting house- she in no way put on industry – now she filed bankruptcy chapter 7- where does this leave him? must he file bankruptcy also or leave it to be foreclosed?

Very best answer:

Answer by Babe
He is on the loan, he is liable for the payments. sorry…

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